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Dont Wait to Get Pre-Approved for a Loan! When making an offer on a home you want to have the upper hand in negotiating. Ensuring that you have been pre-approved for maximum buying power will allow you to be confident in your ability to make an offer on your dream home. It will also show the seller that you are prepared and they do not need to worry about your ability to afford the home. To become pre-approved for a loan, please fill out our online application and your Loan Officer will contact you immediately to discuss the details. Are You Worried About Losing Your Job? NOVA's SafeHouse Mortgage Protection Plan is a program that pays your mortgage payment for up to 6 months should you lose your job or experience an economic misfortune. Knowing that your home, your largest investment and source of greatest security, is protected from the decisions that your employer may face will give you great comfort as you continue to plan for your future. Utilize The SafeHouse Mortgage Protection Plan when you buy or refinance and you will be assured that your house will always be safe. I am licensed to originate loans in Arizona and now California. If you are seeking a loan in a different state that NOVA operates in, Id be happy to refer you to a NOVA Loan Officer that is licensed to serve customers in that state.

Greg Gale Senior Loan Officer NMLS# 193428 greg.gale@novahomeloans.com Business: 480.614.6410 Cellphone: 602.743.4679 Fax: 480.760.2378 Website: www.thegaleteam.com